Setting the Record Straight: The Facts about Chubb
Verified information from reliable sources
As one of America’s leading commercial insurers, with 233 years of experience and industry-leading customer satisfaction, Chubb has earned the trust of families and businesses nationwide. Our clients consistently rate us among the highest for claims service and overall satisfaction, reflecting our deep commitment to delivering on our promises when it matters most.
Chubb’s goal is to provide accurate, transparent information about our business practices and leadership within the insurance industry. This site shares facts and context to equip stakeholders and policymakers with verified information, demonstrating our unwavering commitment to protecting American families, businesses, and communities.
Who’s Behind These Attacks?
The latest campaign against Chubb comes from Consumers’ Research—an organization acting as a dark money political front, not a credible watchdog.
Their game is to manufacture outrage and discredit respected companies in the financial and insurance sectors for their own profit and political agenda.
Consumers’ Research thrives on out-of-context headlines and distorted materials, never offering Chubb or other targets a chance to respond. Their entire operation is funded by undisclosed donors and run by seasoned political operatives with an ulterior motive: to benefit financially and politically by undermining legitimate businesses on a rotating list of hot-button issues.
Get the facts below. This is what Consumers’ Research doesn’t want you, or anyone else, to see.
HOW WE OPERATE
CLAIM:
“Chubb is using their market power to push a woke, political agenda on the American people.”
THE FACTS:
When something goes wrong—a wildfire, a break-in, or a flood—Chubb is there. Our clients trust us to help them recover because we respond fast, show empathy, and get results when it matters most. From main streets to manufacturing floors, Chubb professionals support small businesses, homeowners, and families with proven claims expertise.
Lately, these commitments have come under attack from Consumers’ Research—a dark-money political organization known for recycling manufactured outrage. Their playbook is simple: cherry-pick headlines, distort facts, and seek profit by dragging companies into controversy. Consumers’ Research never asked for Chubb’s side; they’re not interested in truth, just clicks and headlines.
Our priority is getting insurance right. We assess risk, price it accurately, and pay legitimate claims. We’re “results-focused and maniacally execution-oriented,” as CEO Evan Greenberg puts it. Advancement is earned through hard work and performance—not politics. After 233 years, disciplined underwriting and superior service are what keep us in business.
Climate activists have personally attacked our CEO and tried to disrupt our business because we keep insuring oil and gas companies. We said no to their pressure – just like we’re saying no to these political attacks.
Our record speaks for itself: We insure President Trump’s legal cases, cover oil companies, manufacturers, construction firms, and American farmers as a leading agricultural insurer—regardless of politics. We’ve taken heat from climate activists for continuing to insure energy companies, but our focus never shifts.
Simple answer: We make decisions based on protecting our clients—period. Not politics.
Sources: Chubb Client Experience Data 2022–2024; SEC Annual Report 2024; Fox News, October 2025
CLAIM:
“Chubb is a ‘woke’ workplace that prioritizes politics over performance.”
THE FACTS:
You don’t get promoted here by having the right opinions – you get promoted by delivering results.
Our culture rewards people who can “identify opportunities, find solutions, and deliver results.” Period. We promote based on what you accomplish, not what you believe. If performance didn’t matter, we wouldn’t be the world’s largest publicly traded P&C insurer.
Look at our leadership team – executives “patiently groomed over a long period” who “earned their appointments through demonstration of results.” We’re running a business that’s survived 233 years by promoting people who can actually do the job.
Sources: Evan Greenberg 2024 Shareholder Letter, business performance records
CLAIM:
“Chubb Condemns American First Policies”
THE FACTS:
We ARE America First – we insure more American businesses than any other company.
We’re a leading commercial insurer and a leading agricultural insurer in the United States. We protect more American farms, American factories, and American jobs than our competitors. We have operations in all 50 states and bet our entire business on American success every single day.
With over 16,000 employees across North America and operations in all 50 states, Chubb is woven into the fabric of American business. We’re here every day protecting local jobs, homes, and farms—because supporting our communities is what drives us, not politics.
The real question: Why is this dark money political front attacking the company that protects more American businesses than anyone else?
Sources: Evan Greenberg 2024 Shareholder Letter, business performance record
OUR CHINA RECORD
CLAIM:
“Chubb CEO Evan Greenberg has Deep Ties To Chinese Communist Party“
THE FACTS:
Greenberg publicly calls China “authoritarian” with “predatory practices” – hardly CCP talking points.
Our CEO has described China as “a revisionist and revanchist power pursuing large-scale military expansion” and criticized its “authoritarian approach.” He’s told American businesses to “vigorously defend U.S. strategic interests” when dealing with China.
The group attacking Chubb has launched identical campaigns against multiple other American companies—never once contacting us for our response. Their claims ignore Greenberg’s actual record and statements.
The critics targeting Greenberg apparently never read his actual speeches. Yes, Chubb does business in China—so do hundreds of other American companies. We sell American insurance products and services, compete with China’s state-owned enterprises, and bring profits back home instead of shipping jobs overseas.
Robert O’Brien, former National Security Advisor to President Donald Trump, pushed back directly: “I’ve worked with Evan Greenberg for several years now on American relations with China. In my dealings with Evan, he has been a proponent of U.S. interests in the region. Through its operations in China, his company has contributed to shrinking the U.S. trade deficit.”
Sources: Council on Foreign Relations 2022; South China Morning Post 2022; Fox News Digital October 2025; Chubb Annual Report 2024
CLAIM:
“Chubb puts China’s interests ahead of America’s”
THE FACTS:
We protect more American small businesses and manufacturers than almost anyone in the industry. Chubb provides insurance for tens of thousands of shops, factories, and local enterprises in every state—helping them recover from fires, floods, supply chain disruptions, and other real-world risks.
We’re also a leading agricultural insurer, protecting more American farms than almost any other company. In 2024, we covered 369,393 farm operations across 298 million acres.
Our reach spans from Main Street storefronts to major manufacturers. By backing the businesses that create jobs and drive opportunity, we help keep the American economy running strong in communities nationwide.
Our record speaks for itself: We’re a leading insurer for American business, dedicated to supporting growth, recovery, and resilience across the country.
Sources: USDA Risk Management Agency 2024, Insurance Business Magazine 2025
CLAIM:
“Chubb cozies Up to China Over the American People”
THE FACTS:
We’ve been protecting Americans since 1792 – that’s 31 years before China even had railroads.
Sixty percent of our $62 billion in premiums comes from North America. We’re America’s largest commercial insurer, based in New York, New Jersey and Pennsylvania, employing 43,000 people worldwide. We operate in all 50 states and have been here longer than 47 of them have been states.
The math is simple: If we were pro-China, why would we bet our entire business on American success? Our CEO Evan Greenberg has made this clear, saying, “I am long the United States, and I wouldn’t easily bet against it.”
Sources: Chubb Annual Report 2024, SEC filings
THE TRUTH ABOUT CHUBB
AMERICAN
HERITAGE & SCALE
- Chubb traces its history to 1792, when investors met at Independence Hall to organize the Insurance Company of North America (INA), the first stock insurance company in the United States
- Largest commercial P&C insurer in the United States
- #1 insurer for large corporations and #2 for middle-market companies
- Over 16,000 North American employees
- Operates in all 50 states with 9 regional offices and 48 branch offices throughout the US and Canada
VETERAN
SUPPORT RECORD
- Combined Insurance (Chubb subsidiary) has been named #1 Military Friendly Employer for seven consecutive years
- Launched its veteran recruiting program in 2010, hiring more than 6,000 veterans, military spouses, and their family members
- Strong supporter of veteran-related charities, including the USO, Luke’s Wings and Fisher House Foundation
ECONOMIC
IMPACT
- $62 billion in gross premiums globally with 60% in North America
- Protects American agriculture with 21% market share in agriculture insurance
- Core operating companies rated “AA” by S&P and “A++” by A.M. Best
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